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Financing Your Project



GoSolar.LA provides access to discounted installation pricing and some of the most competitive third-party financing programs available to generate immediate solar savings without any upfront costs.  Options include:

  • Leases and power purchase agreements (PPA)
  • Solar loans
  • Home equity loans
  • Energy efficient mortgages
  • Property assessed clean energy (PACE)
  • Rooftop rental programs

Browse and compare the solar financing programs listed below and request a quote from any you would like to learn more about.  Or request a free assessment and wait for a solar professional to contact you.  Call (310) 893-3100 with any questions.

Leases and Power Purchase Agreements (PPA) Solar Loans Home Equity Loans Energy Efficient Mortgages (EEM)
Property-Assessed Clean Energy (PACE) Rooftop Rental Programs
  • Third-party owner maintains and repairs the system, guarantees performance.
  • Contract terms typically 20 years, with fixed monthly payments that may include annual escalator -- and prepayment options.
  • Early buy-out opportunities, and flexible options at end of lease term — renew, buy or return the system.
  • Credit eligibility requirements typically 700 or above for residential homeowners.
  • Simple interest, unsecured financing
  • Long term — 20-year (or 5-, 10-, or 15-year terms for slightly better interest rates)
  • Low rates — from 6.99% on 20-year loans (from 4.24% on 5-year loans)
  • No balloon payments
  • No pre-payment penalty
  • No annual escalator
  • Secured loan
  • Fixed rate; fixed term
  • Flexible terms for affordable payments
  • Monthly payments often less than your electric bill

  • Finance energy efficiency improvements, including renewable energy
  • Insured through Federal Housing Authority (FHA) and Veterans Affairs (VA) programs.
  • Maximum amount up to 5% of property value.
  • Income requirements for FHA's Section 203 (b), provided the applicant can meet the monthly mortgage payments.
  • New and existing owner-occupied homes of up to two units can qualify. Cooperative units are not eligible.
  • Allows businesses in LA County to finance energy projects and repay them through a special assessment on the business's property taxes.
  • Property must be located within Los Angeles County, and within the boundaries of a city that has adopted a resolution to join the County-wide PACE district.
  • “Open market” approach where property owners may negotiate project-specific terms with the PACE investor of their choice, including banks that holds the first mortgages.
  • Owners of large commercial and industrial buildings rent out roof space to third-party developer.
  • Immediate source of new income without need to own and operate large-scale rooftop solar arrays.
  • Option for schools, churches and tax exempt organizations with low electric bills.
  • Suited to multi-tenant properties including retail/office, apartment buildings and condo homeowner associations (HOA's).



Browse and compare solar financing programs:

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  1. Clean Power Finance Loan or Lease/PPA

    Clean Power Finance Loan or Lease/PPA

    Clean Power Finance is driving the mass-market adoption of residential solar by building an online marketplace to connect the solar industry and the capital markets, offering affordable alternatives to the cash purchase of a solar system for your home. Learn More
  2. Los Angeles County - Commercial PACE

    Los Angeles County - Commercial PACE

    Businesses in Los Angeles County may be eligible for the county's Property Assessed Clean Energy (PACE) program. PACE programs allow businesses to finance energy and water efficiency projects which are repaid through a special assessment on the business's property taxes. Learn More
  3. LADWP - Utility Infrastructure Loan Program

    LADWP - Utility Infrastructure Loan Program

    The LADWP's Utility Infrastructure Loan Program is available to new and existing commercial/industrial LADWP customers. Learn More

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